| General Terms & Conditions 1. By accessing this website, which is owned and operated by Chelsfield Funding you agree to be bound by these terms and conditions. 2. Nothing on this web site constitutes an offer to lend or a guarantee that any loan or insurance product will be available. 3. We hope that you find the information on this website useful and informative, however this information should not in any way be regarded as financial or mortgage advice. If you ask us to act as your broker and we agree, you will be given advice appropriate to your individual circumstances. 4. Whilst every effort is made to ensure its accuracy, the information on this website is provided 'as is' and no warranty is given that it will be error free, or that you will enjoy uninterrupted access. For the avoidance of doubt this extends to downloadable documents and guides, and links to third party sites. 5. Chelsfield Funding excludes any liability for any errors and omissions on the site or any loss caused by the use of or inability to use it. 6. Chelsfield Funding does not give any warranties in respect of the site, content, products or services available through the site. No representations are made as to the fitness for a particular purpose of any products or services available. 7. Chelsfield Funding does not accept liability for any consequential or incidental damages (including but not limited to lost profits, loss of privacy) or for any other indirect, special, or punitive damages whatsoever that arise out of or are related to the use of the site or the purchase or use of any products or services from the site. 8. We do not guarantee that we will be able to answer every request for advice or quotation. 9. On occasions we may pass your request to an alternative reputable broker who has the same wide offering of mortgages and similar suitably qualified advisors. Residential Mortgages - Terms of Business All clients are provided with a document entitled 'Key Facts about our service' which details our terms of business and contains other important regulatory information. Commercial & Investment Mortgage (Buy to Let) Terms of Business 1. When you make an enquiry regarding a commercial or investment (buy to let) mortgage our consultants will be happy to advise you of general or specific lending criteria including lenders' rental income requirements. We will also be happy to explain the features and terms of a one or more mortgage products and we may also provide generic advice and information regarding commercial or investment mortgages. 2. We will normally ask you a series of questions to narrow down the selection of mortgage products that we offer you and to satisfy ourselves that any application you might make would not fall outside the Lender's criteria. Prior to accepting an application from you we will provide you with one or more personalised illustrations for the mortgage product or products that you have selected .
3. Chelsfield Funding does not, nor does it purport to, offer advice
as to whether it is appropriate for their clients to proceed with
any finance facility or property investment. Geared property
investment does carry risks and it is the clients sole
responsibility to satisfy themselves that they are comfortable with
these. 4. Chelsfield Funding is entitled to
receive commission from lenders and other providers irrespective of
any brokerage or arrangement fee charged to the client. |
